Privacy Policy

FACTS

WHAT DOES CITIZENS STATE BANK OF MILFORD DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companies choose how they share your personal information. Federal law gives consumersthe right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what wedo.

What?

The types of personal information we collect and share depend on the product or service you havewith us. This information can include:

- Social Security number

- Account balances

- Payment history

- Transaction history

- Transaction or loss history

- Credit history

When you are no longer our customer, we continue to share your information as described in this notice.


How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personalinformation; the reasons Citizens State Bank of Milford chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Citizens State Bank of Milford share?
Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain youraccount(s), respond to court orders and legalinvestigations, or report to credit bureaus
Yes
No
For our everyday business purposes to offer our products and services to you
No
We don't share
For joint marketing with other financial companies
No
We don't share
For our affiliates' everyday business purposes information about your transactions and experiences
No
We don't share
For our affiliates' everyday business purposes information about your creditworthiness
No
We don't share
For nonaffiliates to market to you
No
We don't share
Questions? Call 815-889-4131 or go to www.thefarmbank.com
 
What We Do  
How does Citizens State Bank of Milford protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computersafeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protectthis information and we limit access to information to those employees for whomaccess is appropriate.
How does Citizens State Bank of Milford collect my personal information?

We collect your personal information, for example, when you

• Open an account

• Deposit money

• Apply for a loan

• Give us your contact information

• Show your driver's license

We also collect your personal information from others, such as credit bureaus,affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes - information about yourcreditworthiness

• affiliates from using your information to market to you

• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions  
Affiliates

Companies related by common ownership or control. They can be financial andnon-financial companies.

Citizens State Bank of Milford does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial andnon-financial companies.

Citizens State Bank of Milford does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together marketfinancial products or services to you.

Citizens State Bank of Milford doesn't jointly market.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information withnonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Customers.
We will not share personal information with nonaffiliates either for them to market to youor for joint marketing - without your authorization. We will also limit our sharing of personal information about youwith our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit orshare relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Customers. We will not share personal information with nonaffiliates either for them to market to you orfor joint marketing - without your authorization, and we will not share personal information with affiliates about yourcreditworthiness without your authorization.


 

Citizens State Bank
36 East Jones Street, Milford, IL 60953
Telephone: (815) 889-4131
Facsimile: (815) 889-4124

www.thefarmbank.com
Contact Us

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